After a hurricane, the insurance company may deny paying for your home damages. If you’ve had a home destroyed by a hurricane and you’re not getting what you deserve from your insurance adjuster, seeking help from a Florida hurricane damage lawyer can be ideal for getting a fair settlement.
Hiring a lawyer who understands hurricane damage laws will help protect your rights. Besides, a lawyer will ensure that all required paperwork is filed on time and that you get all the money you deserve.
Steps to Take After Hurricane Damage
Dealing with the aftermath of a hurricane can be overwhelming and stressful, especially when you’re faced with property damages. If you’ve been affected by a hurricane and suffered damages to your property, you may be wondering what to do next.
Here are some things to keep in mind after a hurricane:
- Find a temporary residence if you can’t live in your home. You may have to relocate to a hotel temporarily while your house is being repaired.
- Take safety measures. Open windows and doors and turn off all utilities at the main switches or valves if told to do so by authorities.
- Protect your property and document the efforts. Your insurance policy requires that you prevent additional damage to your property, and you should document your efforts immediately after the hurricane hits.
- Take photos and videos. Document all damage, including structural issues and personal belongings destroyed or damaged by wind, rain, or flooding. If possible, take photos while it’s still raining or immediately after the rain stops so you can show that the damage occurred during the storm.
- Keep all receipts. Once you receive approval from your insurance company for repairs or replacement, save any receipts for work done, supplies purchased, and temporary housing costs if necessary.
- File your claim promptly. Contact your insurance company as soon as possible to file a claim for damages caused by a hurricane. You should also submit your proof of loss within the shortest time possible.
- Contact an attorney. If Hurricane Irma or Hurricane Harvey damaged your home, you should contact an attorney to guide you through the claim process.
Categories of Hurricanes
We’ve all heard of hurricanes, and most people are familiar with the five categories of hurricanes. It’s important to understand these categories to adequately protect yourself, your family, and your properties during these storms.
It’s essential to know the difference between the following categories if you find yourself on the verge of having your home or business destroyed by a hurricane in Florida:
- Category 1: A category one hurricane has sustained 74-95 mph winds. These are the hurricanes that make landfall and cause minimal damage.
- Category 2: These hurricanes have winds from 96-110 mph but lack the power to make landfall. These hurricanes cause heavy damage to structures but no casualties.
- Category 3: These hurricanes leave the Gulf of Mexico and become post-tropical storms. The winds may die down a bit, but plenty of damage still exists. They often leave behind tornadoes, which are devastating to lives and property.
- Category 4: A category four hurricane has winds greater than 125 mph. These are tropical cyclones that remain over land for an extended period (over 48 hours). They may cause heavy damage, casualties, and prolonged power outages.
- Category 5: These are storms with sustained wind speeds greater than 157 mph at the center. This classification is reserved for hurricanes that will likely result in catastrophic damage when making landfall.
Florida Hurricane Damage Lawyer Near Me 833-552-7274
Damages You May Recover in Your Hurricane Damage Claim
Hurricane victims are entitled to compensation for their storm-related losses. Florida Statute § 627.70132 allows you to file a claim against your homeowner’s insurance company or sue the property owner (if you’re renting) for any economic damages that result from a storm.
Compensation in a Florida hurricane damage claim comes in various forms, including:
- Loss of belongings, including insurance reimbursements
- Loss of wages
- Medical expenses
- Pain and suffering
- Property damage, e.g., loss of your car
In some cases, you may also be entitled to compensation for additional damages, such as:
- Lost business or income opportunities
- Lost business contracts or sales
- Pain and suffering related to mental distress
If you’ve suffered monetary loss from the storm, please contact a hurricane damage lawyer for legal help. A lawyer can help by investigating your claim, compiling evidence, filing your claim within the deadline, and negotiating with the insurer on your behalf.
For a free legal consultation with a hurricane damage lawyer serving Florida, call 833-552-7274
Why Hire a Florida Hurricane Damage Lawyer?
It’s often difficult to know what to do next when you’ve been affected by a hurricane. An attorney can help you learn your legal options and determine which course of action is best for you.
A Florida hurricane damage lawyer will ensure that your rights as a victim are protected and that you get the compensation needed to recover from the storm’s impact on your life. Your attorney will do the following:
- Provide a free consultation
- Offer advice about your legal options and the best legal recourse
- Explain the claims process with your insurance company or State Farm
- Help with insurance litigation involving hurricanes like Irma and Maria
- Help you recoup property damage due to flooding or windstorms during hurricanes, such as Sandy or Katrina
- Assist in personal injury cases where someone may have been injured or killed (wrongful death) due to negligence during construction after hurricane damage
Contact Dolman Law Group for Legal Counsel
If a hurricane damaged your property, you might be eligible for compensation. Depending on your suffered damage, you can file a claim against your insurance company or the federal government. However, you must file within a specific time, depending on your claim type.
At Dolman Law Group, we have years of experience working with clients in Florida and helping them get compensation after hurricane damage. We’ll strive to get the money you deserve. Call us today for a free consultation and more information on how to proceed with your claim.