House Damage Attorneys
Every year, countless communities and families across the country suffer significant losses to their homes and personal property because of floods, hurricanes, earthquakes, fires, and other disasters. Thankfully, with the Dolman Law Group Accident Injury Lawyers, PA, fighting on their side, they do not have to take on this devastating ordeal alone.
In fact, when you hire our team, you will have a skilled house damage lawyer going after the financial damages and justice you deserve while you focus on more important things, such as yourself, your family, and getting back on your feet.
Table of Contents
- About Our Firm
- Common Causes of Home Damage
- What Does a Homeowner’s Insurance Policy Cover?
- The Action You Should Take After Home Damage
- Frequently Asked Questions
- Contact a House Damage Lawyer Today
About Our Firm
The Dolman Law Group Accident Injury Lawyers, PA is a law firm known for getting results, especially after their clients suffered extensive harm and losses following a personal injury accident.
When you reach out to our team, one of our attorneys can meet with you one-on-one to review your case and then work directly with you to correctly handle your claim. From there, our goal will be to identify all the potential sources of compensation we can pursue and aggressively go after the money you need.
Due to this dedication and drive, we have been able to help countless individuals hurt in an accident and secured millions of dollars on their behalf through settlements and jury verdicts.
If you or your home suffered damages in an accident, reach out to the Dolman Law Group Accident Injury Lawyers, PA, today for a free consultation. Our firm is not only just a Florida law firm but a national one, and we serve clients all over the country. That is why find an office near you and call us to set up a meeting.
Common Causes of Home Damage
As a home or property owner, at one point or another, you may experience some issues or damage to your home. While these causes can range from accidental damage to plumbing issues, some causes can result in catastrophic consequences:
Property Damage House Damage Lawyer Near Me 833-552-7274
Storm damage can wreak havoc on a home and often includes damage due to hail, wind, and lightning. Worse yet, once these storms damage a home, you cannot safely inhabit it until safety experts have cleared the location.
For a free legal consultation with a house damage lawyer serving Property Damage, call 833-552-7274
Water can cause severe property damage, not only destroying property but also promoting the growth of toxic mold and rendering the premises unstable. While water can enter the house in many ways, it is often the result of heavy rains, rivers bursting, snow melting, and broken pipes.
In addition, even though most insurance policies cover water damage, they frequently exempt flood damage from their coverage.
Fire damage generally involves damage to a building or the belongings in the house. Yet, while fire damage may not be as frequent as storm damage, it often leads to expensive insurance claims and devastating repercussions, leaving families without a home and personal belongings.
When an earthquake occurs, the ground vibrations and aftershocks can cause massive destruction causing windows to break, walls to crack, and foundations to crumble. This natural disaster can also destroy personal property and make the home a complete mess.
Burst Pipe Damage
Most pipes in a home or building burst when the water inside them expands after the pipes have frozen. However, these burst pipes can also result from pipe damage, misuse, or age and cause massive property damage that can lead to an expensive cleanup.
Vandalism and Burglary Damage
Vandalism and burglaries can not only result in emotional distress for any homeowner, but the destruction that comes from these acts can also lead to significant property damage and losses.
While the above are some of the more common causes of home damage, the list does not include every single type of accident that can lead to this destruction.
Yet, while most homeowners believe they should be able to turn to the insurance company for help in these situations, this is not how these companies work. In truth, it is common for insurers to deny, delay, or reduce these property damage claims. As a result, if you are going through this ordeal, you should reach out to an experienced house damage lawyer, such as those at the Dolman Law Group Accident Injury Lawyers, PA, as soon as possible. These attorneys can help you stand up to these insurance companies and go after the maximum financial damages you deserve.
What Does a Homeowner’s Insurance Policy Cover?
Even though homeowner’s insurance policies differ depending on numerous factors, most of the standard policies tend to cover the following:
Damage to Your Home
Generally, homeowner’s insurance will cover damage to a home due to fire, lightning, vandalism, hurricanes, hail, mold, fallen trees, and other covered disasters. They will also cover damage to the structure of your home, and may even cover damage to structures attached to it, such as the deck, shed, garage, and porch.
However, destruction from earthquakes, floods, and poor home maintenance is not usually covered unless the homeowner has a separate rider for additional protection.
Damage to Personal Property
These insurance policies may also provide coverage for personal property and belongings that were destroyed, including:
- Other valuables
- Computers and other electronics
However, these insurers may limit how much they will reimburse you for these losses.
These insurance policies may also protect homeowners from liability claims which arise when a person is harmed on the property. This coverage can help to pay for a victim’s medical bills when a person is injured on the property, as well as legal costs that may arise.
Liability insurance typically protects a homeowner against claims on the property that result from:
The Action You Should Take After Home Damage
If your home sustained damage because of a natural disaster or an act of vandalism, thinking about what steps you should take next may not be the first thing on your mind. However, you need to realize that the things you do following this accident can help you with your claim and assist you in securing maximum compensation.
That is why after this disastrous incident, you should consider doing the following:
Try to Stop Further Deterioration
Do whatever you can to stop further deterioration of your home. For instance, if a pipe bursts and is flooding your home, turn off the water to prevent more water from coming out.
Taking these actions to protect your home can help negate arguments by the insurance company that you risked further deterioration of your property by not doing anything.
Gather Evidence of the Damage
Another way to obtain compensation following this horrifying incident is to collect comprehensive evidence of the harm your property suffered.
This evidence should include pictures and videos of:
- The damaged rooms
- The damages to personal property
- The damage to the outside of the home
- The damage to the yard and gardens
- The damage to the roof, if it was affected
You should also list all the damages you suffered and the property destroyed. If you have receipts related to these damages, keep those as well.
File Your Home Insurance Claim
Following this damage, you will want to file a homeowners insurance claim as soon as possible. These claims can take some time to process, and delaying these claims can prevent you from getting the funds you need to repair the damage to your home.
Present the Evidence to an Experienced Home Damage Attorney
Reaching out to an experienced home damage lawyer can help you get the compensation you are entitled to. For example, if the insurance company is trying to low-ball your claim or deny getting you the money you need, getting legal advice and support can help you go after maximum financial recovery.
That is why when you meet up with these attorneys to discuss your case, present all the evidence you have to them. These lawyers can use this documentation to help show what happened and the extent of your damages.
Frequently Asked Questions
If you sustained home damage because of another person’s wrongful actions or a natural disaster, you likely have numerous questions about the remedies you can pursue. However, until you can speak with an experienced house damage lawyer about your specific case, we have prepared the following responses to some of the more common questions our clients often have after this tragic accident.
We hope the answers below clear up some of your confusion regarding these situations and what legal options you have.
1. Will the Insurance Company Help Me Following an Accident That Causes Damage to My Home?
As mentioned before, the insurance company is not your friend, and they are not there to help you get the compensation you deserve. Rather, like other businesses, they want to make a profit. And the less money these companies provide you, the more they make. Consequently, these companies and their adjusters will try to do everything they can to deny your claim or reduce the amount of money you can receive.
2. How Much Does a Home Damage Lawyer Cost?
When you work with a home damage lawyer, you will not have to worry about paying these lawyers upfront. In fact, because these attorneys work on a contingency fee basis, you will not owe the attorney any fees unless they have successfully obtained a payout for you and your case.
In some instances, insurance companies may need to pay attorney fees, primarily if the insurance company acted in bad faith or did not provide coverage despite the homeowner having a proper claim.
3. How Can the Dolman Law Group Accident Injury Lawyers, PA Help Following an Accident That Caused Damage to the Home?
Having your home destroyed by a fire, water, or even a storm can be a traumatizing event in your life. Yet, what can make this situation even worse, is if the insurance company decides to turn you away or not get you the money you deserve.
Fortunately, if this happens, you do not have to go through this challenging nightmare alone. Instead, when you work with an experienced home damage lawyer, such as those from the Dolman Law Group Accident Injury Lawyers, PA, they can help you fight for your rights, go after the compensation you need, and assist with the following:
Review Your Homeowners Insurance Policy
Due to the complexity and the legal jargon included in these insurance policies, many individuals may have difficulty understanding these policies and what they contain, primarily regarding what exclusions apply.
Handle Discussions with the Insurance Company
These attorneys can handle all the discussions with the insurance company, ensuring that the insurer does not try to manipulate your statements and use them to deny or devalue your claim.
Negotiate a Just Settlement Offer
Insurers will offer low-ball settlements to get out of providing a larger payout. Thankfully, when you work with an experienced house damage lawyer, who understands these deceitful insurance practices, they can thoroughly review these settlement offers and determine if the request is fair. If it is not, they can go back to the insurance company and fight for an amount that is.
File a Legal Suit
If the negotiations with the insurance company fail, these attorneys will not shy away from heading to court. If needed, these attorneys can take your case to trial, where they can fight hard for the maximum compensation you need to fix your home and recover your damaged property.
Contact a House Damage Lawyer Today
If a fire or other natural disaster damaged your home and the insurance company does not want to help you, reach out to Dolman Law Group Accident Injury Lawyers, PA, today for a free case evaluation. With offices across Florida and other states, you can easily contact our firm by calling us at 833-552-7274 or filling out our online contact page.
Dolman Law Group Accident Injury Lawyers, PA – Clearwater Office
800 North Belcher Road
Clearwater, FL 33756
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