- Within 14 days, the accident victim must seek a PIP medical provider. This is the crucial step in getting coverage. If the accident victim does not do this, he or she will not be entitled to PIP benefits, and there is no other way to recover these medical expenses.
- Under PIP law, the following groups are considered to be a “medical provider”: M.D.., D.O., D.C., dentist, hospital, facility owned by a hospital, and emergency medical personnel.
- At the exam, the medical provider will determine if the accident victim has an emergency medical condition, or EMC.
- An EMC is a condition that without treatment would result in:
- Serious jeopardy to the patient's health
- Serious impairment to bodily function
- Serious dysfunction of any bodily organ or part
- If an injured person is diagnosed with an EMC, he or she will be eligible for benefits up to $10,000. If an injured person is not diagnosed with an EMC, he or she will only be eligible for benefits of up to $2,500.
- Finally, a claim will need to be filed with the accident victim's PIP insurance provider.
Do You Need Help With Your PIP Claim? Contact the Dolman Law Group Accident Injury Lawyers, PA TodayNavigating how to file a PIP claim can be difficult and the consequences of not following the law can mean you will lose eligibility for PIP benefits. At the Dolman Law Group Accident Injury Lawyers, PA in Clearwater, Florida, our auto accident attorneys can guide you through the process as well as look at any other claims you can make in conjunction with your car accident. Call us today at 727-451-6900 for a free consultation. Dolman Law Group Accident Injury Lawyers, PA 800 North Belcher Road Clearwater, FL 33765 727-451-6900 References: 1 https://www.dolmanlaw.com/faqs-pip-insurance-florida/ 2 https://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.736.html