Not only can car accidents cause pain and suffering, they can also bring significantly high medical and car insurance bills to deal with afterwards. When you’ve been hurt in an Aventura accident that an uninsured driver caused, it can help to have an attorney on your side. If you lost a close relative or were injured in a local Aventura car accident, an uninsured motorist accident lawyer may be able to help.
How an Uninsured Motorist Accident Lawyers Can Help
Attorneys have the resources to help you claim compensation and damages, as well as hold the negligent party liable for your accident and get the financial coverage you need to make you whole again. Here are some examples of how an attorney can help you with your uninsured motorist accident claim:
- Filing paperwork and handling communication with insurance companies
- Calculating an estimate for your settlement
- Reviewing medical reports
- Requesting and reviewing police reports
- Collecting evidence
- Interviewing witnesses
- Getting traffic camera footage
Car Accident Injuries
Car accidents can cause serious long-term injuries. Be sure to let your lawyer know if you’ve been suffering from injuries like these after your collision:
- Fractured bones
- Brain damage
- Internal bleeding
- Spinal cord injuries
- Neck pain
- Chest and rib injuries
- Pelvis and hip injuries
- Leg and ankle breaks
- Depression, anxiety, or PTSD
Cover Your Medical Bills and Damages
Car accidents can be very expensive. As a lawyer calculates your settlement estimate, they will most likely take damages like these into account:
- Vehicle repair or replacement
- Property damage
- Medical Bills
- In-home care
- Lost income during recovery
- Reduced potential income from a disability
Florida Statute of Limitations
You only have a certain amount of time to file a personal injury case. In the state of Florida, there is a four-year statute of limitations. This means that you have only four years from the date of the accident to file your claim. While this might seem like a long time, don’t wait. The medical bills don’t follow the statute of limitations, so your wallet can still suffer while you’re trying to recover. An uninsured motorist accident lawyer can help you file quickly, to help you get your money sooner.
How Much Will Legal Fees Cost?
Hospital bills aren’t cheap, and we know you’re already fighting for the financial support you need during this difficult time. You may choose to hire a lawyer that uses a contingency-fee program. With this payment option, you and your attorney will agree on a percentage in advance, and you will not have to pay a dime until you win or settle your case.
What to Do After an Accident with an Uninsured Driver
If you are involved in an accident with an uninsured driver, your best course of action may vary depending on the severity of the accident and your state’s laws. In some cases, you may be able to file a claim with your own insurance company; in others, you may need to take legal action. Here are some steps to take after an accident with an uninsured driver:
- Exchange information with the other driver – Make sure to get their name, phone number, address, and insurance information.
- Call the police – Even if the accident is minor, it’s a good idea to have a report filed in case there are any disputes later on.
- Contact your insurance company – Let them know what happened and file a claim.
- Seek legal advice – If the other driver is uninsured but at fault, you may be able to file a lawsuit against them. A lawyer can help you determine your best course of action.
Types of Uninsured Motorists Insurance Coverage
Many auto insurance policies differ depending on the insurer or specific policy coverage. Here are a few examples of uninsured motorist policies:
- Uninsured Motorist Bodily Injury (UMBI) insurance
- Uninsured Motorist Property Damage (UMPD) insurance
- Underinsured Motorist (UIM)
What do These Policies Usually Cover?
Uninsured Motorist Bodily Injury (UMBI) Insurance:
Some refer to this as Uninsured Motorist (UM) insurance. This policy generally covers bodily injury costs. It can also cover other charges, including:
- Lost wages
- Pain and suffering (for the driver and the passengers)
- Medical bills
You can use this policy in a hit-and-run accident situation. You may also use it if you get injured while walking (as a pedestrian).
Uninsured Motorist Property Damage (UMPD):
UMPD insurance applies if an uninsured driver caused an accident in a car and you are a passenger. This policy would cover the vehicle and personal property repair costs (like fencing or home repair).
Underinsured Motorist (UIM):
You can purchase this insurance coverage together with an Uninsured Motorist Policy (this is different from uninsured motorist insurance). However, UIM offers similar coverage benefits. When the at-fault driver’s insurance cannot cover the accident costs, injured victims can use UIM to pay the difference (the difference between the cost of physical damages or bodily injury and the driver’s inadequate cover).
Consequences of Driving an Uninsured Vehicle
Drivers of uninsured vehicles who cause an accident are liable for costs and damages. Even drivers who aren’t at fault may not be able to receive compensation for their injuries unless they carry auto insurance. In Florida, uninsured drivers might face suspension of their driving license or car registration, hefty fines, and even jail time for multiple offenses.
Aventura Uninsured Motorist Accident Lawyer Near Me 833-552-7274
Contact Us Today
At the Dolman Law Group, we understand the financial pressure you’re under. Our team of Aventura uninsured motorist accident lawyers can handle complex cases and will work with you to get the compensation you deserve after a run-in with an uninsured driver. Reach out to the Dolman Law Group today to arrange a free consultation.