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Archive: Insurance

Do I need PIP if I only live in Florida part-time?

07.13.2017 by | Insurance

PIP car insurance for part-time residents

Do you live in Florida for part of the year? Then, you need PIP! The 90 Day Rule in Personal Injury Protection As a Floridian for most of my life living in Kissimmee, Clearwater, Dunedin, Tampa, and St. Petersburg I…


What is a 627.736(6)(b) Request?

07.13.2017 by | Insurance

627.736(6)(b) Request

Far too often many of our my medical provider clients are confused when they receive a statutory 627.736(6)(b) request. As such, these documentation requests are often overlooked. If the request goes unanswered, the provider’s bills are not technically “overdue”. Medical…


How We Can Help with a PIP Insurance Claim

Car Accident Lawyers in Clearwater

Personal Injury Protection (PIP), otherwise known as “no-Fault” car insurance, is required in the State of Florida, and Florida law requires that all drivers carry PIP insurance. The purpose of PIP coverage is to pay for injuries sustained in an…


PIP: 14-Day Rule and the Emergency Medical Condition

05.22.2017 by | Insurance

PIP Lawyers in Florida

Personal Injury Protection’s 14 Day rule and Emergency Medical Condition In the 2012 Florida Legislative session, the Personal Injury Protection (PIP) statute was extensively amended (under House Bill 119); the laws officially went into effect in 2013. And although this…


Independent Medical Evaluations and PIP

05.15.2017 by | Insurance

Why there is nothing “Independent” about Independent Medical Examinations What is an Independent Medical Evaluation? As a person who has been treating with a physician after a crash or a medical provider, a common term heard thrown around is Independent Medical…


Chiropractors Cannot Do EMCs

05.13.2017 by | Insurance

Florida Appeals Court Confirms Chiropractors Cannot Do EMC’s for PIP Suits The Florida Third District Court of Appeals made its decision on whether Doctors of Chiropractor Medicine can determine an Emergency Medical Condition (“EMC”) as defined in the Florida Statute’s…


Health Insurance Claim Form and PIP

05.09.2017 by | Insurance

How to Properly Fill Out an HCFA 1500 Form All too often I am asked questions in such as “What can I do to make sure my claim does not get rejected” The very basic answer to that question is,…


Personal Injury Protection Coverage and Rental Cars

05.08.2017 by | Insurance

Car Accident Lawyer in Florida

Using Your PIP When Renting A Car in Florida Whether it’s to take a road trip, get a round a city your visiting or to use while your car is in the shop many Floridians are familiar with renting a…


Proposed PIP-Canceling Legislation Will Raise Rates for Low-income Families

Those who can currently only afford the least amount of car insurance coverage will see the biggest hikes. By now, most people in relevant industries have heard about the proposed legislation to end Florida PIP, but most everyday citizens have…


10 Common Misconceptions About Personal Injury Claims

04.07.2017 by | Insurance

Misconception 1: I have insurance, so I don’t need an attorney. It is important to remember that insurance companies are running a for-profit business. An initial offer from the insurance company to settle your claim will almost always be less…