After a car accident, you may feel some pain or soreness. It is surprising how many people in this situation tend to minimize their injuries and convince themselves they do not need to go to the emergency department or seek other medical attention. As the next few days pass, pain may worsen and it may become obvious that they need medical treatment. Some people may still be stubborn and may hope that their injuries heal on their own, which can delay a medical evaluation for weeks.
In other situations, you may go to a medical professional who does not keep complete and accurate medical records. Your doctor may have information in their head, may forget to write something down, or may have a different system of doing things. While this may not affect the treatment you receive, it can have an effect on your ability to recover financially for your medical expenses.
Waiting to seek medical attention or having incomplete medical records can present a serious challenge when you try to seek compensation for your medical bills from your personal injury protection (PIP) coverage.1 In order to support your claims, your insurer will likely want to see your medical bills and records to ensure all costs incurred were necessary. Any issue with these records can call part or all of your claim into question and may result in a low settlement offer or a denial of your claim.
Protect Your Rights with Accurate Records
There are three main things you can do to help ensure that your PIP claim is not affected by inaccurate medical records:
- Seek immediate medical attention – Having a timely diagnosis will help prove that your injuries were connected to the accident and that they did not occur from a subsequent event.
- Talk to your doctor about your records – Do not be afraid to ask to see your records and to address any information that seems to be wrong or missing with your doctor.
- Seek help from an experienced PIP claims lawyer – An experienced auto accident attorney will know how to use your medical records to prove your claim or to address any issues with inaccurate medical records with your PIP insurer.
Find Out how the PIP Claims Attorneys at Dolman Law Group can Help You
At Dolman Law Group, we know that the PIP claims process is more complicated than it may initially seem. Dealing with insurance companies is never fun but it can be extremely frustrating and complicated if your insurer challenges the amount of your claim. Our auto accident attorneys know how PIP insurers work and we understand what evidence is needed to engage in persuasive negotiations to support your claim. If you have been in an accident and received medical treatment, you should call our experienced legal team before making an insurance claim. We can help you through the entire process and maximize your compensation, so please call today at 727-451-6900 for a free consultation.