As Hurricane Milton barrels toward Florida’s west coast, residents are bracing for what may be one of the most destructive hurricanes in recent memory. Milton, a Category 4 hurricane expected to make landfall in the Tampa Bay area, follows closely on the heels of Hurricane Helene, which devastated parts of Florida just days ago. For Floridians, dealing with the catastrophic damage from two back-to-back hurricanes can be overwhelming, particularly when it comes to filing insurance claims for property damage.
The Dolman Law Group Accident Injury Lawyers, PA, is here to help those impacted by Hurricane Milton. If the storm has damaged your property, you need an experienced Hurricane Milton Lawyer to help you receive the full compensation you deserve from your insurance company. With offices serving both coasts of Florida and clients nationwide, Dolman Law Group is ready to assist you in navigating the complex claims process and holding insurance companies accountable for their obligations.
The Impact of Hurricane Milton
As of Tuesday, Hurricane Milton is rapidly approaching the Florida coast, packing winds of 155 mph and threatening life-threatening storm surges, destructive winds, and torrential rainfall. The storm has already been labeled a once-in-a-century event for the Tampa Bay region, with potential storm surges reaching up to 15 feet in some areas. Local officials have urged residents to evacuate, warning of widespread flooding, power outages, and structural damage to homes and businesses.
For those in Milton’s path, the immediate focus is on survival and safety. However, once the storm passes, homeowners and business owners will be faced with the daunting task of assessing the damage and filing insurance claims. The claims process can be complicated, and insurance companies may seek to minimize their payouts or delay the process. That’s where Dolman Law Group steps in.
Common Types of Hurricane Damage
Hurricane Milton is expected to cause widespread damage throughout the Tampa Bay area and central Florida. Some of the most common types of property damage you may experience include:
- Roof Damage: High winds can rip off shingles, tiles, or even entire sections of roofing, exposing your home to water damage.
- Flooding: Heavy rains and storm surges can lead to severe flooding, particularly in low-lying areas, causing extensive damage to homes and businesses.
- Wind Damage: Strong winds can knock down trees and power lines, shatter windows, and damage siding.
- Structural Damage: In extreme cases, the force of the wind and water can cause structural collapse or make buildings unsafe for habitation.
- Personal Property Loss: Flooding and wind can destroy personal belongings, including furniture, electronics, and other valuables.
If you have suffered any of these types of damage, filing a timely and accurate insurance claim is critical to securing the compensation you need to rebuild and recover.
Why You Need a Hurricane Milton Lawyer
The insurance claims process following a hurricane can be frustrating and overwhelming. Many property owners deal with insurance companies that delay, deny, or underpay claims. After a major storm like Hurricane Milton, insurers may be overwhelmed by the sheer volume of claims, leading to processing delays and reduced settlement offers.
Hiring an experienced Hurricane Milton lawyer can make a significant difference in the outcome of your claim. At Dolman Law Group, our attorneys are well-versed in Florida insurance laws and have a proven track record of helping hurricane victims recover the compensation they are entitled to. Our team can help you with every step of the process, from filing your claim to negotiating with the insurance company and, if necessary, taking your case to court.
Challenges You May Face in the Claims Process
After a hurricane, property owners often encounter several challenges when dealing with their insurance companies. Common issues include:
- Claim Denials: Insurance companies may deny claims for various reasons, such as insufficient documentation, disputes over the cause of the damage, or policy exclusions (such as flood damage not being covered under standard homeowners’ policies).
- Lowball Settlement Offers: Insurers may offer settlements far lower than the actual cost of repairs. In many cases, these low offers come with pressure to accept quickly before the full extent of the damage is assessed.
- Delayed Payments: After a hurricane, insurers may be slow to respond or process claims due to the overwhelming number of filings. This can leave property owners struggling to make immediate repairs or cover expenses while waiting for their claims to be processed.
- Disputes Over Coverage: Insurance policies often contain complex language and exclusions. Disputes may arise over whether certain types of damage, such as flood damage, are covered under your policy.
Our attorneys at Dolman Law Group are experienced in handling these issues and more. We will fight to ensure that your claim is handled fairly and that you receive the full compensation you are entitled to under your policy.
Steps to Take After Hurricane Milton
If Hurricane Milton has damaged your property, there are several steps you should take to ensure your insurance claim is successful:
- Document the Damage: As soon as it is safe to do so, take detailed photos and videos of the damage to your property. Be sure to document both the exterior and interior of your home or business, including any damage to personal belongings.
- Contact Your Insurance Company: Notify your insurance company of the damage as soon as possible. Many policies require that claims be filed within a certain timeframe after the event, so it’s important to act quickly.
- Review Your Policy: Carefully review your insurance policy to understand what is covered and any exclusions or limitations that may apply. If you have questions about your coverage, our attorneys can help explain the terms of your policy.
- Make Temporary Repairs: If your home or business has been damaged, you may need to make temporary repairs to prevent further damage (such as placing tarps over roof damage or boarding up windows). Be sure to keep receipts for any repairs, as these costs may be reimbursed as part of your claim.
- Avoid Accepting a Quick Settlement: Insurance companies may offer you a quick settlement, but it’s important to consult an attorney before accepting. These offers are often much lower than what you are entitled to, and once you accept, you may be unable to recover additional compensation later.
- Consult with a Hurricane Milton Lawyer: An experienced hurricane damage lawyer can help you navigate the claims process and ensure that your rights are protected. At Dolman Law Group, we offer free consultations to discuss your case and provide the guidance you need.
How Dolman Law Group Can Help

At Dolman Law Group, we have extensive experience representing victims of hurricanes and other natural disasters in Florida. Our legal team is dedicated to helping you recover the compensation you need to repair your property, replace lost belongings, and get back on your feet after the storm.
Our Services Include:
- Comprehensive Insurance Policy Review: We will carefully review your insurance policy to ensure that you understand your coverage and help identify any exclusions or limitations that may apply.
- Filing Your Claim: We will assist you in filing your insurance claim accurately and on time. Our attorneys will ensure that your claim is thoroughly documented and includes all necessary information to support your case.
- Negotiating with Insurance Companies: Insurance companies often try to minimize their payouts by offering lowball settlements or denying claims. Our legal team has extensive experience negotiating with insurers and will fight to secure the maximum compensation available under your policy.
- Litigation if Necessary: If your insurance company wrongfully denies your claim or refuses to negotiate in good faith, we are prepared to take your case to court. Our attorneys have a proven track record of success in litigation and will advocate aggressively on your behalf.
- Personalized Legal Representation: We understand that every client’s situation is unique. We take the time to get to know you, understand the specifics of your case, and provide personalized legal representation tailored to your needs.
Types of Hurricane Milton Claims We Handle
After Hurricane Milton, you may need to file several types of claims depending on the extent of the damage to your property. Our attorneys are experienced in handling a wide range of hurricane-related claims, including:
Property Damage Claims
Hurricanes can cause significant property damage, from roof collapses and structural damage to flooding and wind damage. If your home or business has been damaged, we can help you file a property damage claim and ensure that you receive the full amount of compensation you are entitled to under your policy.
Business Interruption Claims
Many businesses in the Tampa Bay area may be forced to close temporarily due to damage from Hurricane Milton. Business interruption insurance covers lost income and ongoing expenses while your business is shut down. Our legal team can help you file a business interruption claim and ensure you receive the compensation you need to keep your business afloat during the recovery process.
Flood Damage Claims
Flooding is one of the most destructive forces of a hurricane, and unfortunately, many standard homeowners’ insurance policies do not cover flood damage. If you have flood insurance, our attorneys can help you file a claim and secure the compensation you need to rebuild.
Personal Injury Claims
In addition to property damage, Hurricane Milton may also cause significant personal injuries. If you or a loved one was injured as a result of another party’s negligence during the storm, such as a landlord failing to take necessary precautions to secure windows or doors, you may be entitled to compensation through a personal injury claim. Our attorneys can help you pursue a claim for medical expenses, lost income, and other damages.
FEMA and Government Assistance
In the aftermath of a major disaster like Hurricane Milton, federal and state government programs, including FEMA, offer assistance to affected residents. Our attorneys can help you navigate the application process for FEMA assistance and other government aid programs to ensure you receive the financial support you need.
Contact Dolman Law Group for a Free Case Evaluation

If you or your loved ones have been affected by Hurricane Milton, don’t wait to seek legal help. The attorneys at Dolman Law Group Accident Injury Lawyers, PA, are ready to assist you with your hurricane damage claim and help ensure you receive the compensation you need to rebuild and recover.
With offices across both Florida coasts, you can easily reach Dolman Law Group Accident Injury Lawyers, PA, at (727) 451-6900, or you can write to us using our online contact page.
We are here to help you through every step of the recovery process and will fight tirelessly to protect your rights. Let us help you take the first step toward rebuilding your life after Hurricane Milton.