Uninsured MotoristsThere can be a lot of questions if you get into an accident with a driver who is not carrying insurance. When the other party is uninsured, you may need to consider other options. A Savannah uninsured motorist accident lawyer helps guide you in this area.
Uninsured InsuranceIn some states, there are two types of uninsured motorist coverages. These are as follows:
- Coverage for bodily injury. This type of coverage can also offset the losses from being out of work and for non-economic damages, such as pain and suffering.
- Coverage for property damage.
Pursuing Damages From the DriverYou can file a claim against the driver and attempt to sue for damages due to the accident. A Savannah uninsured motorist accident lawyer can help research whether the person has funds to cover the damages. Some individuals may have enough savings or assets to pay for damages, but they have allowed their insurance to lapse.
Rights in an Accident With an Uninsured CarWhen getting into an accident with an uninsured motorist, your first thought may be that you don't have any recourse. However, with the aid and legal experience of a Savannah uninsured motorist accident lawyer, you can discover all the options for recovering damages in your case. If you attempt to seek damages and navigate the legal process on your own, it can be complicated due to the various proceedings, filings, and negotiation processes. A Savannah uninsured motorist accident lawyer can look at every angle of the case, ensuring you can recover the most from the accident. You may not need to go to trial because often, an attorney will be able to settle everything outside of court.
Negligence in Accident CasesYour Savannah uninsured motorist accident lawyer can build a case against the driver if you can move forward with a lawsuit. This case must show negligence. The attorney will do so by establishing the following facts in the case:
- The driver owed you a duty of care, which means they owed general courtesy of the road.
- The driver broke the duty of care through some act of negligence. This can be driving too fast, recklessly, impaired, distracted driving, disobeying a traffic law, etc.
- Your injuries and damages were a direct result of the accident caused by the driver.
DamagesYou can seek compensation for economic and non-economic damages. These damages result from the injuries you have incurred during the accident. Some common injuries may be:
- Head or neck injuries
- Back pain
- Broken bones
- Spinal injuries
- Medical bills, including hospital costs
- Future medical bills if you are disabled due to the accident
- Damaged property
- Loss of wages
- Loss of benefits
- Pain and suffering
- Mental anguish
- Loss of pleasure
- Loss of enjoyment
- Loss of consortium