We Can Fight for Your Insurance Policy Benefits
Damage to your Orlando property can greatly disrupt your life. From searching for a temporary place to live to lost mementos, the damage caused is emotionally and financially devastating. Relying on your insurance company for help with your claim is often, unfortunately, an eye-opening experience. If you suffered property damage in Orlando and your insurance company is not returning calls or refusing to honor your policy, we can help. Contact our Orlando property damage lawyers at The Dolman Law Group today for a free case consultation.
The Dolman Law Group: Fighting For Your Policy Protection in Orlando Property Damage Claims
As local residents ourselves, we know of the anxiety and stress that occurs during hurricane season. Our familiarity with the effects of hurricane damage and insurance company policies make us a good fit for those with significant damage.
The Dolman Law Group team is responsive, and we take great pride in the customer service we provide our clients. We listen to and communicate with our clients to learn more about their challenges. At the same time, we are aggressive with insurance companies who fail to honor policies.
A hurricane—or another type of property damage—turns your world upside down. The chaotic aftermath leaves you no time for extensive paperwork or making multiple phone calls to an unresponsive insurance company.
Contacting the Dolman Law Group is an important first step for your situation. Providing us with a copy of your policy is crucial for our team as we prepare to fight the insurance company on your behalf.
The Dolman Law Group provide large firm results with the personal attention of a small firm. While there is no way to predict your case’s outcome, we will work hard to secure the best outcome possible.
Orlando Property Damage Lawyer Near Me 833-552-7274
Proactive Tips for Hurricane Preparation in Orlando
There is no way to predict Mother Nature. Storm watches and warnings are helpful; however, preparation for a hurricane is always a smart idea.
The American Red Cross lists the following tips for hurricane preparedness:
- Listen to NOAA weather radio or local radio and television stations for the latest updates
- Learn about local evacuation routes and area emergency shelters
- Fill your vehicle with gas in case of an evacuation
- Fill bottles with clean drinking water and tubs with water for other needs
- Bring items that may become airborne due to strong winds, such as patio furniture and bicycles
- Unplug small appliances
Protecting your pets is also another important step in the hurricane preparation process. Checking on elderly or disabled neighbors is also a caring step to ensuring they are safe.
The safety of you and your family of the utmost importance. Listening to the advice of weather experts and local government officials can help you learn about conditions and your options for safety.
For a free legal consultation with a property damage lawyer serving Orlando, call 833-552-7274
Orlando Property Damage and Your Homeowner Policy
A homeowner insurance policy is a contract between the insurance company and the policyholder.
There are four common protections covered in a standard homeowner policy:
- Coverage for exterior damage, such as structural damage and broken windows
- Coverage for interior damage, including the loss of personal assets
- Liability coverage for bodily or property damage caused by you, a family member, or a pet
- Additional living expenses for hotels, restaurants, if the damage prevents you from living at home
Fire, theft, and natural disasters are among the top types of claims filed by homeowners. For Florida residents, hurricanes are a common source of worry when it comes to protecting personal property.
The Law and Windstorm Insurance
Insurers who sell homeowner policies must include windstorm coverage, per state law.
Windstorm insurance applies to the following types of weather that results from a hurricane:
- Wind gusts
Property owners can face a separate deductible specific for hurricane losses. To file a claim, the National Hurricane Center —under the direction of the National Weather Service —must declare a storm system a hurricane.
Insurance policies are often complex documents that confuse policyholders. During great stress, you may not fully comprehend what benefits your policy allows due to hurricane damage.
Hiring a lawyer to represent you during this time can prevent you from accepting less than you deserve. Insurance companies that underpay clients on their claims and clients who accept the payment may face substandard repairs and materials.
Your insurance policy protection is vital for returning to some form of normalcy. If your insurance company is not returning phone calls or is overall unresponsive to your needs, contact the Dolman Law Group today. A member of our team can provide you with a free case consultation that determines how to best proceed with your case.
Flooding and Water Damage in Orlando Property Damage Claims
Homeowners’ insurance policies generally do not cover flooding. Purchasing flood protection is possible through the National Flood Protection Program. Water damage caused by flooding can continue to damage your home long after the initial flood event.
The following types of damage can make your home unsafe and inhabitable:
- Mold and other forms of harmful bacteria
- Electrical hazards, including wiring and damage to appliances
- Damage to personal items, such as photos and important papers
These examples illustrate how water damage can cause serious and often permanent harm. Preparing for the damaging effects of a hurricane requires smart planning—dealing with the aftermath requires a responsive insurance company.
An unresponsive insurance company demands follow-through. The turmoil you deal with following a hurricane should not involve chasing down insurance agents who appear reluctant to help you. The Dolman Law Group is responsive and stands ready to follow through with your insurance company on your behalf.
Termite Damage Insurance Claims
For such a small bug, termites can be one of the biggest headaches that homeowners have to deal with. Florida termite damage can end up costing thousands of dollars to repair and signs of an infestation do not usually become apparent until a hive has chewed through a significant portion of wood. Property owners that look to insurance claims to cover the damage inflicted by a termite infestation are often disappointed to discover that their policy has language that excludes coverage in cases such as this.
Just because a property insurance company has denied your claim or told you that you cannot get money to cover your termite damage does not mean that there are no options available. Consider seeking out the assistance of a termite damage lawyer to determine if there is still a way to seek coverage for termite damage to your property.
An experienced Orlando termite damage lawyer can comb through your policy and determine if there are any loopholes or other options that can be utilized to get you compensation. For example, despite some policies excluding coverage for termite damage, they may still have a collapse provision that can be used if your termite damage causes a collapse.
When Your Insurance Company Fails to Respond to Your Orlando Property Damage Claim
A severe weather event or another type of property damage is traumatic. An unresponsive or unhelpful insurance company adds to your stress and frustration.
The policy for which you faithfully paid the premiums contains specific terms your insurer must honor. No insurance company should prevent their clients from receiving the benefits they need when they need them.
If your insurance company is not returning calls, denied your claim, or attempts to underpay for your damage, let us help you. At the Dolman Law Group, we are aware of tactics insurance companies use to avoid honoring policies during times of disaster. A member of our team can represent you and protect your best interests.
How the Dolman Law Group Can Help You
Relocating to a hotel and other adjustments are often necessary following extensive property damage. The disruption to your daily routine, along with your concern about the cost of repairs, can cause you many sleepless nights.
Dealing with an unresponsive insurance company is the last thing you need during this time. Insurance companies sell policies with the hope that the policy is never needed. The premiums you pay are part of their profits, and paying on a policy costs the insurance company money.
The Dolman Law Group represent Florida residents who must fight for the policy coverage they deserve. Our experience with the devastating impact of hurricane season provides us with the skills necessary to hold insurance companies accountable.
How You Can Help Us With Your Orlando Property Damage Case
Documenting your damages as soon as possible is crucial for your claim. Photographs and video can serve as valuable types of evidence for documenting the hurricane’s aftermath.
Copies of your policy and details regarding your interaction—or lack of —with your insurance company is also valuable information. Keeping a log by writing down whom you spoke with, the time, and the day establishes a record of your attempt for help.
Our team can use this information to establish a case for swift action by your insurance company. We fight for your benefits and for them to apply them without delay.
Protecting your insurance policy information in advance of a hurricane is helpful. Secure important documents in a water-proof container, make copies, and have your insurance company’s contact information readily available on your smartphone.
Immediate access to your policy is imperative for filing your claim. Protection of your policy and other important documents is easy to forget during the anxious time leading to a hurricane. Be proactive and ensure the safety of these and other records before a hurricane strikes.
Rebuilding and Why Your Insurance Policy Matters
The American Red Cross recommends rebuilding or repairing your home with hurricane-resistant materials and features.
Among these recommendations are:
- Strengthened garage doors to withstand wind damage
- Double entry doors secure at top and bottom
- Trees less prone to uprooting to replace damaged trees
The expense of repairing or rebuilding your home is worthy of quality services and materials. If your insurance company adjuster attempts to underpay the true value of the work needed, the Dolman Law Group can fight for a fair amount.
The terms of your insurance policy are something you may not remember until you need to use it. Your policy is a legally binding document that your insurance company must honor. The push-back you receive from your insurer may shock and surprise you.
An insurance company that attempts to circumvent the very policy they sold must face accountability. You have enough on your shoulders after such a traumatic event. Contact the Dolman Law Group for a free case consultation today.
Contact The Dolman Law Group About Your Orlando Property Damage Case Today
Report damage to your insurance company immediately. A delay in reporting the damage may result in a denial of your claim. Submitting your claim as soon as possible is imperative for your case. If you submit the claim on time, there is no excuse for no follow-up by your insurance company, no matter how busy they are at the time.
Hurricane damage does not discriminate between personal or commercial property. If your business suffered serious damage, reopening without significant delay is vital for your financial health.
Watching or reading news coverage regarding hurricane damages is distressing in itself—experiencing it yourself is downright devastating. While you may feel alone in your insurance struggles, you are not alone with the Dolman Law Group by your side.
The forceful winds, flooding, and other types of hurricane forces happen in a short time. The damage caused can linger for weeks, months, and longer. Getting you back on your feet and back home or in business is where we want to help you.
Your insurance policy was an important investment from which you expect a quick return. As for-profit businesses, insurance companies want to protect their bottom line. This protection should never come at the expense of their policyholders.
Take the first step toward a brighter future after your Orlando hurricane damage by contacting the Dolman Law Group for help. We stand ready to help you by managing communication with your insurance company regarding the denial, delay, or attempt to underpay your claim. Call us now for a free case consultation at 833-552-7274 or contact us online without delay.