Insurance companies have the advantage of an army of attorneys, adjustors and representatives at their disposal, trained to minimize the amount of your claim. They leverage tremendous financial resources and a list of excuses and arguments to reduce or deny compensation to injured victims of all types, especially those who have suffered minor impact soft tissue injuries. That’s why you deserve the advantage of an attorney whose experienced in dealing with these impediments to receiving the proper value of your claim.
The goal of the Dolman Law Group is preventing the insurance company from taking advantage of our injured clients. We are committed to holding insurance carriers to their duty of good faith and fair dealing by making them accountable for improper claims handling when they fail to act in a reasonable manner.
We see this behavior by insurance companies, especially in the context of whiplash and other Minor Impact Soft Tissue (MIST) injury cases. This ironically whispy name fails to appreciate the seriousness of an injured parties claim. Whiplash often results in a permanent injury to the muscles and ligaments of the neck that surround the cervical spinal column.
Whiplash occurs due to the sudden acceleration and deceleration of the head, neck and shoulders in an accident. It can lead to tearing of muscle, tendon and ligaments in the neck and shoulder region. Symptoms can include neck pain, headache, shoulder pain, stiffness, dizziness, fatigue, jaw pain, arm pain and weakness. While these issues may not be life threatening, they can be debilitating and seriously impact one’s quality of life.
However, carriers have a protocol where they immediately and aggressively defend claims in which the property damage falls below a specified amount. At that time, the Claims Adjuster designates the case as a “MIST” claim. In the following weeks, the Adjuster sends letters in which they make boiler plate proclamations regarding the accident. Often they claim that the accident could not have caused the injuries that the client complains of, because there was allegedly low or moderate damage to the vehicles. This “causation” defense is presented with very little evidence from the scene and almost no medical or expert validation.This exemplifies an instance of improper claims handling, and an aggressive personal injury attorney will see right through this charade.
While many firms handle personal injury work, MIST cases require zealous representation and a deep, comprehensive understanding of the mechanisms of soft tissue injuries with a commitment to litigating claims. As Tampa Bay personal injury attorneys, we routinely handle these cases. Our approach is to ensure that each case is as strong as possible. We scrutinize every claim in more detail, since we know that insurance carriers will do the same in order to paying out the full value of the claim.
If you were injured in Florida as a result of an automobile accident, contact Dolman Law Group for a free consultation and case evaluation. We will gladly explain how Florida’s no-fault insurance works, the scope of our representation and look over the facts of your case. You can reach us at (727) 451-6900.