Being in Florida and owning a home can be quite challenging, especially if your home is damaged. Whether it be because of a hurricane, a fire, a stucco problem, or water damage, the losses can be great. But it is important to understand that you are not alone after a major disaster. Residents in Florida who have homeowners insurance are usually able to recoup their damages directly from their insurance company. But an insurance company is a business just like any other, and they are not in the business of just giving away money. Many Florida homeowners who make a claim are given the run around by their insurance company, and are usually not fairly compensated for their losses. The experienced attorneys at the Sibley Dolman Gipe Accident Injury Lawyers, PA can meet with you for a free consultation to evaluate your potential claim, and will work tirelessly to get you the full value you deserve.
Fire Damage Insurance Claim
Fire damage can be devastating to a family. Not only can an entire home be lost, but the contents inside the home can be damaged or completely destroyed as well. Most fires, and the smoke damage caused by them, are covered by Florida homeowners insurance policies, and it is important to review your policy and contact your insurance company to make a claim. If the insurance company fails to give you what you deserve, they may be wrongfully denying your claim or offering you less than what you deserve hoping you take that and walk away. You may have a potential claim and should contact us right away if you are dealing with such a situation.
Stucco Damage Insurance Claim
Stucco damage is on the rise in Florida. If you live in a home which was built prior to 2009, there is a chance that the stucco on the exterior of your home has failed, or will fail in the near future. Stucco which has failed allows water to seep inside your walls, and the results can be devastating. Once this water makes it inside the walls, the wood soaks up the water and slowly begins to rot. This can cause mold issues or even worse, structural issues.
Hurricane Damage Insurance Claim
In Florida, every year there is the chance that a hurricane will sweep through our area. When hurricanes do hit, they cause massive property damage. A majority of these claims are related to roof or structural failure. Damage to the roof can take place in a variety of forms, including brittle shingles, granular loss on shingles and shingle bruising. Once a roof fails, the likelihood that water will enter the home becomes even greater. Typically, depending on the amount of damage, losses from hurricane damage should be covered by your homeowners insurance policy.
Water Damage Insurance Claim
Water damage can cause issues that aren’t even noticeable. If there is a major water leak, that water will make its way through carpet and wood and will seep into the wood surrounding your home. This can cause boards to rot and mold to grow. Replacing the damage done by water can costs tens of thousands of dollars and can result in major renovation work. Depending on your insurance policy, some of these damages may be covered.
What can I recover from my home insurance company?
Insurance companies will typically only want to pay you enough to get your home back to pre-damage form. And while this is what you might expect, there are also other expenses that you have had to deal with along the way. If you had to pay out of pocket for restoration or repairs along the way, they may be on the hook for those items as well. It is important to discuss this with your attorney.
Contact the Homeowners Insurance Attorneys at the Sibley Dolman Gipe Accident Injury Lawyers, PA today to discuss your potential case!
Dealing with damage to your home can be a frightening and overwhelming time. You expect your insurance company to come through for you in your time of need, but that is not always the case. If you have a claim, or think that you may have a claim, and the insurance company is not fairly compensating you for your losses, contact the Sibley Dolman Gipe Accident Injury Lawyers, PA today for a free consultation and evaluation. The office number is 727-451-6900 or contact us online.