You’ve been in a car accident. You aren’t sure exactly what happened, who is at fault and you’re hurt. What now? Many have difficulty living life as they did prior to an accident not only because of the pain issues, but also due to a lack of transportation following the destruction of their vehicle. Insurance companies love to strong arm these victims by making them wait for any reimbursement and constantly badgering them with questions. This behavior is appalling considering the amount of money that consumer’s pay for insurance.
At the Scene
So you’re still at the scene of the accident, what should you do? First, make sure to call the police. This prevents any confusion as to insurance information and injuries. Police are there to do a job and it’s best to have them do it. Secondly, it’s imperative to take photographs of your vehicle and of the other party’s vehicle in anticipation of litigation. Even if you are not planning to sue, it may be helpful if the other party chooses to sue you. Thirdly, if you’re hurt and you don’t want to call an ambulance, it is a good idea to immediately visit the hospital, urgent care facility or your own doctor, to ensure no internal damage has been done. Often times, individuals can ignore large pressing issues, such as brain trauma, which can lead to major issues down the road.
A few days following the accident
It’s been a few days since the accident and you’re in pain. Where do you go and who do you talk to about the accident? First and foremost, see a primary care physician to determine where your problem areas are. Often times, people are concerned with the cost of visiting a doctor if they don’t have health insurance. This should not prevent you from seeing a doctor. Every automobile insurance policy has personal injury protection coverage. This means that there is $10,000 allocated for your medical care following an accident.
Secondly, speak with an attorney. Despite your thoughts regarding lawsuits and attorneys, we are here to make the process easier for you. As previously noted, insurance companies enjoy stonewalling accident victims and preventing them from obtaining a fair settlement. This is a tactic that saves them money and prevents victims from recovering a fair amount for their injuries. Further, because insurance companies are skilled in preventing adequate recovery, retaining an attorney to assist you can aid in thwarting off constant inquiries from adjusters. Insurance companies dislike when attorneys are assisting victims because they understand the severity of your situation will not be disregarded.
Choosing an attorney
Following the accident, you’ve decided that you would like to retain counsel. How do you go about siphoning through the hundreds of injury attorneys on Google or Avvo in your area? Start with client reviews. Many attorneys have angry former clients due to trivial reasons, but some have angry former clients because they didn’t do their job adequately. Next, it is important to consider their experience. If an attorney is a skilled medical malpractice litigator, (s)he would be great if you had a medical malpractice claim, but probably not as sharp as someone who primarily handles automobile accident cases. Finally, decipher whether the firm you would like to use is a settlement mill. Meaning is the firm going let your file fall through the cracks and sit on a shelf for a year. Find an attorney that cares. For example, at the Sibley Dolman Gipe Accident Injury Lawyers, PA, every client receives the cell phone number of their attorney to call should they have questions or concerns. Most attorneys close their doors at five and are not available until the next morning. Here at the Sibley Dolman Gipe Accident Injury Lawyers, PA, our doors are never closed because we understand that you have a busy schedule too. If you’ve been in a car accident and want more information about our firm or want to retain counsel, call us at (727)451-6900.