Chicago Insurance Claim Lawyer

If you’re facing the daunting task of dealing with an insurance claim in the aftermath of an accident in Chicago, you may be frustrated and stressed. Insurance claims can often be complex and overwhelming, leaving you feeling overwhelmed and uncertain about how to handle the process. As such, it’s easy to see why it’s imperative to have an experienced Chicago insurance claim lawyer by your side.

At Dolman Law Group Accident Injury Lawyers, we are here to help you every step of the way. Our team of dedicated attorneys has the knowledge and experience to tackle even the most challenging insurance claims. Don’t face this battle alone. Contact Dolman Law Group Accident Injury Lawyers to fight for your deserved compensation.

Why Choose Dolman Law Group

When it comes to choosing a law firm to handle your insurance claim, you want a team with a proven track record of success. Dolman Law Group Accident Injury Lawyers has over 120 years of combined experience and has secured over 400 settlements that beat pre-trial offers. Our commitment to quality over quantity sets us apart from other firms.

But it’s not just about the numbers. We are recognized as the “Best Lawyers” of 2022 and have been chosen as Avvo Clients Choice for Personal Injury. Additionally, we are proud members of the National Trial Lawyers Top 100 Lawyers. These accolades speak to the dedication and skill of our insurance claim attorneys in serving our clients.

One key advantage of working with Dolman Law Group is our commitment to meeting with you one-on-one to discuss your case for free, regardless of the accident you’ve been involved in. We understand that every case is unique, and we believe in providing personalized attention to each client.

Our Chicago office is conveniently located north of I-90 and southwest of Rolling Meadows High School at:

3601 Algonquin Road
Suite 107
Rolling Meadows, IL 60008

What is an Insurance Claim?

An insurance claim is a formal request made by an individual or their legal representative to an insurance company seeking compensation for a loss or injury covered by an insurance policy. In the context of personal injuries, an insurance claim is typically made to secure financial compensation for medical expenses, lost earnings, pain and suffering, and other damages resulting from the accident.

Types of Personal Injury Insurance Claims

Personal injury insurance claims cover a broad range of injuries resulting from various accidents, incidents, and negligence. Each claim type serves different circumstances, though they all share the goal of providing compensation for injuries, medical costs, lost earnings, and other damages. Here’s a breakdown of common types of personal injury insurance claims:

Auto Accident Claims

Auto accidents claims are among the most frequently filed personal injury claims. These can involve car, truck, motorcycle, or pedestrian accidents and typically include injuries from whiplash, broken bones, or more severe trauma. Insurance policies like personal injury protection (PIP) or liability insurance provide compensation, depending on who is at fault.

Slip and Fall Claims

Property owners have a duty to maintain safe premises; slip and fall accidents can occur when they fail. These claims often arise from commercial, residential, or public property injuries due to hazards like wet floors, loose carpeting, or inadequate lighting. Slip and fall claims usually fall under premises liability insurance, which compensates victims for their injuries.

Medical Malpractice Claims

Medical malpractice occurs when healthcare professionals fail to meet the standard of care, resulting in injury or harm to the patient. These claims can include surgical errors, misdiagnosis, or medication mistakes. Medical malpractice insurance protects doctors and healthcare providers while compensating victims for medical costs, pain, suffering, and lost earnings.

Product Liability Claims

Product liability claims address injuries caused by defective or dangerous products. These claims involve anything from household items to medical devices or vehicle parts. Product liability insurance provides compensation to those injured by such defects, covering both physical injuries and, in some cases, property damage.

Workplace Injury Claims

Workplace injuries, such as those resulting from falls, machinery accidents, or hazardous materials, are typically covered under workers’ compensation insurance. However, personal injury claims may apply if a third party (such as a subcontractor) is involved in causing the injury. These claims seek compensation beyond what workers’ compensation provides.

Each of these types of personal injury claims helps ensure that victims are not left bearing the financial burden of another’s negligence or failure to maintain safety, providing necessary financial relief and support for recovery.

How Do You File an Insurance Claim?

Filing an insurance claim can be a perplexing and time-consuming process. You will need to follow certain steps to increase your chances of a successful claim. Here’s a general guide on how to file an insurance claim for personal injuries:

• Report the Incident: Report the incident to the relevant authorities as soon as possible after the accident. This can mean calling the police, notifying your employer (if the accident occurred at work), or informing the property owner (if the accident occurred on their premises).
• Gather Evidence: Collect as much evidence as possible to support your claim. This includes taking photographs of your injuries and property damage.
• Notify Your Insurance Company: Contact your insurance company to inform them about the accident and initiate the claims process. Provide them with all the required details and documentation.
• Medical Evaluation: Seek medical attention for your injuries and keep detailed records of all medical treatments and expenses. Medical documentation will be imperative to substantiate your claim as it connects your injuries to the accident.
• Document Your Damages: Keep a record of all financial losses and damages incurred as a result of the accident. This includes medical bills, receipts for prescription medications, proof of lost earnings, and any other expenses related to your injuries.
• Consult with a Chicago Insurance Claim Lawyer: It’s highly recommended to consult with a reputable insurance claim lawyer who can guide you through the process, protect your rights, and help maximize your compensation. You will find such a lawyer at Dolman Law Group.

How a Chicago Insurance Claim Lawyer Can Help with Your Insurance Claim

Navigating the insurance claims process on your own can be daunting and time-consuming. Insurance companies are notorious for employing tactics to minimize their payouts and undervalue claims. This is where a skilled Chicago insurance claim lawyer can make a significant difference.

Here are some of the ways that our Chicago insurance claim lawyers can help with your insurance claim:

Assessing the Value of Your Claim

A knowledgeable personal injury attorney understands the nuances of insurance claims and can accurately assess the value of your claim. They will consider factors such as medical expenses, lost earnings, pain and suffering, and future damages to ensure you receive fair compensation for your injuries.

Negotiating with Insurance Companies

Insurance companies are skilled at negotiating and often try to settle claims for the lowest possible amount. A Chicago insurance claim lawyer knows how to negotiate effectively on your behalf, pushing for a fair settlement that reflects the true extent of your damages.

Gathering Evidence

Building a strong case requires extensive evidence gathering. Our knowledgeable Chicago insurance claim lawyers have the resources and experience to collect evidence such as medical records, accident reports, witness testimonies, and expert opinions. This evidence will support your claim and strengthen your position during negotiations or potential litigation.

Handling Legal Procedures

Handling the legal procedures involved in an insurance claim can be overwhelming, especially if you’re recovering from injuries. Our firm’s Chicago insurance claim lawyer will handle all the paperwork, deadlines, and communications with the insurance company, allowing you to focus on your recovery.

Representing You in Court

While most insurance claims are settled through negotiations, there are instances where litigation becomes necessary. If the insurance company refuses to offer a fair settlement, a skilled lawyer can represent you in court and fight for your rights in front of a judge and jury.

Fighting the Insurance Company After Sustaining Personal Injuries

Unfortunately, insurance companies are often more concerned with their bottom line than ensuring you receive fair compensation. You will want to be aware of common tactics they might employ to undervalue or deny your claim. Here are some of the tactics that insurance companies may use:

Denying Liability

Insurance companies may attempt to deny liability by placing blame on you or arguing that the accident was not their policyholder’s fault. Your personal injury attorney can gather evidence and build a solid case to challenge these tactics.

Lowball Offers

Insurance companies may offer a quick settlement far below your claim’s value. They hope you’ll accept the offer out of desperation or lack of knowledge about the true worth of your case. A Chicago insurance claim lawyer will fight for a fair settlement that covers the full extent of your damages.

Delaying Tactics

Insurance companies may intentionally delay the claims process to frustrate you or push you into accepting a lower settlement. A skilled attorney will ensure your claim progresses efficiently and advocate for your rights when faced with unnecessary delays.

Claiming Pre-Existing Conditions

Insurance adjusters may argue that your injuries were pre-existing or unrelated to the accident. Your lawyer will challenge these claims by presenting medical evidence and testimony from experts.

Using Recorded Statements Against You

Insurance adjusters may try to obtain recorded statements from you that they can later use to undermine your claim. Be cautious when communicating with the insurance company and seek legal counsel before providing any statements.

What Should You Do After Suffering a Personal Injury

After sustaining a personal injury, taking the right steps to protect your health, legal rights, and potential insurance claim is essential. Here are some actions you should consider taking:

Attend Follow-Up Medical Appointments as Directed

Seeking prompt medical attention and following through with all necessary follow-up appointments is critical for your well-being and the strength of your insurance claim. Maintain detailed records of all medical treatments, prescriptions, and therapies received.

Adhere to Your Doctor’s Instructions 

Follow your doctor’s instructions regarding work restrictions and activity limitations. Failing to follow your doctor’s recommendations may be used against you by the insurance company to argue that you are not as injured as you claim.

Preserve Evidence

Preserving evidence is essential for establishing liability and proving the extent of your damages. Take photographs of your injuries and any property damage. Keep any physical evidence that is relevant to your case.

Get a Copy of Any Police or Incident Reports

Obtaining a copy of the police report or any incident reports made at the accident scene can provide valuable documentation regarding the circumstances of the incident. This information can be critical in building your case.

Keep Detailed Records

Keep detailed records of all expenses related to your injuries, including medical bills, prescriptions, transportation costs, and any other financial losses. This documentation will be necessary to calculate the full extent of your damages.

Be Aware of the Illinois Personal Injury Statute of Limitations

Be aware of the statute of limitations for personal injury cases in Illinois. The statute of limitations sets a two-year deadline for filing a lawsuit, and failing to meet this deadline can result in losing your right to seek compensation. Consult with one of our Chicago insurance claim lawyers promptly to ensure your claim is filed within the necessary timeframe.

Contact a Seasoned Chicago Insurance Claim Attorney at Dolman Law Group Today

Dealing with an insurance claim after an accident is a detailed and challenging process. Don’t navigate it alone. If you’ve suffered a personal injury in Chicago, contact Dolman Law Group Accident Injury Lawyers for guidance and support. Our experienced team understands the intricacies of insurance claims and will work tirelessly to fight for the compensation you deserve.

When you or a loved one has suffered an injury in an accident in Chicago, it can be overwhelming and confusing, especially when dealing with insurance companies and potential liability issues. Contact Dolman Law Group Accident Injury Lawyers at (312) 500-2901 for a free, no-obligation consultation. Let us advocate in this difficult time and help you secure the compensation you need to move forward.