If your insurance claim gets rejected by Geico Auto Insurance, you may have to consider how to sue Geico for car accident claims. In many instances, you can sue the Geico Company by filing a personal injury lawsuit in court. However, the company will most likely have a dedicated team of attorneys to represent its interests.
In this case, it can be smart to have a personal injury lawyer on your side to help you navigate the legal process when taking on Geico. Being a no-fault state, such as in Florida, does not mean that you are automatically barred from suing Geico auto insurance. You can speak with an auto accident lawyer to learn more about the specifics and whether you can sue an insurer.
Why You Should File a Personal Injury Lawsuit Against Geico?
More than 400,000 accidents occurred in Florida in the past year. Most often, car accidents are followed by costly bills. One of the main reasons you should file a personal injury lawsuit is that it can help you recover compensatory damages. The litigation process against an insurance company begins when you file a personal injury lawsuit.
Unfortunately, many injured parties often end up accepting an unfair settlement rather than pursuing their claim in court. You should not back down from pursuing your claim due to the fear of a lengthy litigation process. You can file a personal injury lawsuit with the help of an auto accident lawyer. A lawyer can advise you on the best time to file a lawsuit.
The best time to file your lawsuit is typically after negotiations with Geico auto insurance have failed. If this is the case, you can often file a lawsuit for various types of damages, including:
- Current and future medical bills
- Property damage and replacement costs
- Pain and suffering
- Lost wages
- Loss of consortium
However, the ability to file a lawsuit and the specific types of damages you can recover often vary by state.
The other reason why you may want to file a personal injury lawsuit is to get the insurance company to take you seriously. Geico, like many other insurers, often engages in time-wasting techniques to frustrate injured parties into accepting a low offer. Filing a personal injury claim does not mean the case will proceed to trial. Based on the evidence, a personal injury lawyer has helped you gather, you can negotiate a fair settlement in the pretrial stage.
How a Lawyer Can Help You Handle Geico's Insurance Adjusters?
Dealing with insurance adjusters may seem like an easy thing because they come off as friendly. However, insurance adjusters are a party responsible for ensuring that injured parties receive low offers.
A lawyer can help protect your interests during the claims process. It is often a good idea to discuss your case with an attorney before negotiating with your insurance company. The first offer the insurance adjuster makes will likely be the lowest amount you can receive for damages. Having a lawyer by your side can help you accurately estimate the worth of your claim, so you can understand a fair value during negotiations.
What's more, an insurance adjuster may make an offer before you know the full value of your claim. Some of the injuries you sustained may not be fully diagnosed immediately after the accident. A lawyer can help ensure that the medical expenses you have incurred or might incur are properly recorded.
Additionally, a personal injury lawyer can help you gather the following pieces of evidence:
- Witness statements
- Video evidence
- Accident and police reports
These items will be critical during the negotiation process.
How Much does It Cost to Hire an Auto Accident Lawyer?
The idea of hiring a lawyer can sometimes discourage injured parties because they believe they cannot afford legal representation. However, many law groups have a contingency fee policy specifically designed to help injured parties have access to legal representation. This means that you do not have to worry about any upfront fees or costs when hiring an attorney. This policy gives attorneys an added incentive to help you recover damages from Geico.
Call the Dolman Law Group Today
Call Dolman Law Group today for a free consultation of your case. We have the resources and personnel that can help you recover damages from Geico auto insurance through the laid out legal means in Florida.