If you were in a car accident due to someone else's fault, filing a claim with the other driver's insurance company is probably one of the first things on your mind. However, if you've never filed a lawsuit before or want to file a claim fast, it may be challenging to know what information to gather, how to document the accident, and what damages to request.
You can contact a car accident attorney to help you better understand how to file a car accident claim with AAA insurance. Although it can be challenging to navigate the legal system, a car accident lawyer can guide you through all the steps of filing a claim.
How to File a Car Accident Claim With AAA Insurance?
It's essential to prove the party at fault before filing a car accident claim with an insurance company. The general steps for filing a car accident claim with AAA Insurance include:
- Call the insurance company
- Contact a representative and provide the name of your insurance agent
- Provide pertinent information about the accident, including date and time, location, damage to the vehicles involved, and the names of any witnesses
- Talk with an adjuster who reviews the information you supply
- Wait to hear from an adjuster regarding the amount you need to pay for auto repairs or a totaled car
What Should You Do After a Car Accident?
Victims often feel confused with no clear direction of what to do when involved in a collision. It's your responsibility to report the accident and file a claim with your own insurance company. You should do that immediately after the accident, even if no one was injured and there was only minor damage. Let's discuss what to do after a car accident.
Call the Police
Whenever there's an accident with injury or property damage, you often must report it to law enforcement. If the police aren't already at the scene within a few moments, call them and wait for their arrival. You will likely fill out a written report and provide them with information about your insurance policy.
Exchange Contact Information
You should exchange information with all parties involved in the accident, including drivers and passengers. Also, get contact information from any witnesses present at the accident to write witness statements.
After the crash, if possible, take photos of the damage to each vehicle involved in the accident. You may also take pictures of your bodily injuries, as all these will serve as evidence later on if there's any dispute over fault or coverage.
Write a Statement
After an accident, write down everything that happened while it's still fresh in your mind. Note as much information as you can remember about the accident on your smartphone or a small piece of paper to help preserve these details when you file a claim.
Call Your Insurance Company
Make sure to call your insurance company right away to report the accident. Tell the truth and give all the details that you can remember. If the insurance representative asks questions about the crash, answer diligently without giving any wrong information. Remember, false information may work against your claim.
Seek Medical Treatment
If you think that you or your passengers have sustained any injuries, even minor ones, seek medical treatment immediately. Common injuries may not show up for days after an accident, so it's essential to discuss with a doctor any symptoms soon after an accident. Remember to keep all medical bills and records for use as evidence later.
What Should You Know About Filing a Claim With AAA?
The American Automobile Association is part of the Auto Club family of companies that work to provide protection services and insurance claims to members.
Here are some details you should know when getting ready to file your claim with this company:
- Claims can only be made by people covered under their membership plan
- Those covered through a business plan should contact their employer before filing, as the process tends to differ from private plans
- Before filling out a claim form, look through your policy information and choose the plan that matches your needs
If you're unsure of the process, you should reach out to AAA to answer any questions. You can also consult a car accident attorney to help you.
Our Car Accident Lawyers Can Help You File a Car Accident Claim With AAA Insurance
Obtaining compensation after an accident is tedious, from dealing with the filing fees and overall procedures to negotiating with the insurance company and getting the required documents. Reaching out to the Dolman Law Group can help ease your claim filing process.
We understand how the process works and can guide you through your claim. Contact us today to get started on your claim.