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How much time do I have after my accident to decide whether or not to sue?

Personal Injury cases are subject to a statute of limitation, which limits the amount of time a person can wait before initiating a lawsuit. Different types of cases have different time limitations. In claims for personal injury, the statute of limitation is four years on claims against the (third party) at-fault person and five years on an uninsured/underinsured claim against your own insurance carrier.